Legal Terms and Conditions
Please read these terms, conditions, and disclaimers carefully. By accessing this Web site, you agree to be bound by all of these terms and conditions. From time to time without notice, Town Center Bank may change these terms and conditions, including the addition of new terms and conditions, by posting the most recent version on the sites within www.towncenterbank.com. Please access and review this Legal section regularly. If you find any of the terms or conditions unacceptable to you at any time, please cease your use of this Web site. By continuing to access this Web site after the date of any changes to these terms and conditions, you agree to be bound by the new or changed terms and conditions.
These terms and conditions are in addition to those that apply to any accounts you currently or will have with Town Center Bank. Where appropriate, please review those specific terms and conditions.
Non-Responsibility
Town Center Bank is not responsible in any way for direct, indirect, special or consequential damages, however caused, arising out of use of online banking, use of this Web site, or reliance on the information or services provided by either. Town Center Bank will not be responsible for any losses or damages sustained if you communicate confidential information to us over the Internet, or if we convey such information to you at your request.
Available Only Where Permitted by Law
The products and services described in pages of the Web site of Town Center Bank are offered only in jurisdictions where they may be lawfully offered for sale.
Applicable Agreements and Disclosures
All products and services of Town Center Bank are subject to the terms of this Legal section as well as the terms of applicable agreements. The appropriate disclosures will be mailed to customers when they open accounts. You may request these documents before opening your accounts by calling 815-806-7001 or 815-463-7002.
Use of Information Included on this Web site
The financial market data, including quotes, charts and news are provided by various information suppliers that are independent of Town Center Bank. The information provided on this Web site is intended for informational purposes only and is not meant to constitute financial, accounting, legal or tax advice. Many factors unknown to us might affect the applicability or pertinence of any statement or comment made on our Web site to your particular circumstances. You should confer directly with a Town Center Bank representative or your tax or legal advisor before taking action on any information on this Web site. Town Center Bank will not be responsible for any losses or damages sustained if you communicate confidential information to us over the Internet, or if we convey such information to you at your request.
Calculators
Any and all calculators or projections are provided for general illustrative purposes only and are not warranted to be accurate or complete.
Accuracy and Changes
Facts and information, placed on this Web site, are believed to be accurate. Product offers, rates, terms and other information provided herein are subject to change without notice. The comprehensiveness or accuracy of the information provided herein is not guaranteed.
Hyperlinks
Links to other Web sites or references to other products, services or publications do not imply the endorsement or approval of such Web sites, products, services or publications by Town Center Bank. Third party Web sites reached through links from our Web site may also have privacy and security policies dissimilar from Town Center Bank, and may provide less security. We are not responsible for the compilation, use, or security of information by companies outside of Town Center Bank that may be linked to our Web site. Please examine the privacy and security policies of Web sites reached through links from the Town Center Bank Web site.
Trademarks Belonging to Town Center Bank
Certain names, graphics, logos, icons, designs, words, titles or phrases at this Web site may constitute recorded trade names, trademarks, and service marks of Town Center Bank. The exhibit of the above on pages at this Web site does not imply that a license of any kind has been granted. Any downloading, re-transmission or other copying or modification of the above and/or the contents not expressly permitted by Town Center Bank herein may be a violation of the law and could subject those engaging in such activities to legal action.
Disclaimer of Warranty and Limitation of Liability
TOWN CENTER BANK DOES NOT WARRANT THE ACCURACY, COMPLETENESS, QUALITY, ADEQUACY OR CONTENT OF ANY INFORMATION OR TOOL ON THIS WEB SITE NOR DOES IT MAKE ANY WARRANTS AS TO THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SERVICE.
SUCH INFORMATION OR TOOL IS PROVIDED WITHOUT WARRANTY OR CONDITION OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING, WITHOUT LIMITATION, THE IMPLIED CONDITIONS AND WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO THE ABOVE MAY NOT APPLY TO YOU.
TOWN CENTER BANK WILL NOT BE RESPONSIBLE OR LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES, OR ANY OTHER DAMAGES WHATSOEVER, INCLUDING, WITHOUT LIMITATION, LOST REVENUES, LOST PROFITS OR POTENTIAL ECONOMIC ADVANTAGE, RESULTING FROM THE USE OR MISUSE OF THIS WEB SITE, OR THE INFORMATION, DOCUMENTS, SOFTWARE OR CONTENT THEREOF, EVEN IF ADVISED OF THE POSSIBILITY THAT SUCH DAMAGES OR SUCH ARE REASONABLY FORSEEABLE.
Important Notices
If you choose to access any software available through links from this Web site, you must take reasonable, prudent and proper precautions to scan for computer viruses and make sure of the compatibility of the software with your specific computer system. It is highly advisable for you to have a complete and current backup of the information contained on your computer system prior to installing such software.
| FACTS | WHAT DOES TOWN CENTER BANK FRANKFORT OR NEW LENOX DO WITH YOUR PERSONAL INFORMATION? | Rev January 2011 |
|---|---|---|
| Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. | |
| What? | The types of personal information we collect and share depend on the product or service you have with us. This information can include:
| |
| How? | All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Town Center Bank chooses to share; and whether you can limit this sharing. |
| Reasons we can share your personal information | Does Town Center Bank Frankfort or New Lenox share? | Can you limit this sharing? |
| For our everyday business purposes -- such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes - to offer our products and services to you | Yes | No |
| For joint marketing with other financial companies | No | We don't share |
| For our affiliates' everyday business purposes - information about your transactions and experiences | No | We don't share |
| For our affiliates' everyday business purposes - information about your creditworthiness | No | We don't share |
| For our affiliates to market to you | No | We don't share |
| For nonaffiliates to market to you | No | We don't share |
| Questions? | Call (815) 806-7001 or (815) 463-7002 or go to www.towncenterbank.net |
| What we do | no |
|---|---|
| How does Town Center Bank protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We are committed to providing the highest level of security and privacy regarding the collection and use of our customers’ personal information. |
| How does Town Center Bank collect my personal information? | We collect your personal information, for example, when you
|
| Why can't I limit all sharing? | Federal law gives you the right to limit only
|
| Definitions | no |
|---|---|
| Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies. Town Center Bank has no affiliates. |
| Nonaffiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies Town Center Bank does not share with nonaffiliates so they can market to you. |
| Joint Marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Town Center Bank doesn't jointly market. |
| Other important information |