The Community Reinvestment Act (CRA), enacted in 1977, requires the Federal Reserve and other federal banking regulators to encourage financial institutions to help meet the credit needs of the communities in which they do business, including low and moderate income (LMI) neighborhoods.
It encourages banks to help rebuild and revitalize communities through sound lending and good business judgment that benefits the banks as well as the communities they serve.
Frankfort Branch
20181 S LaGrange Road
Frankfort, IL 60423
815-806-7001
Geocode – 16984– 17-197-8835.04
New Lenox Branch
1938 E Lincoln Highway, Unit 101
New Lenox, IL 60451
815-463-7002
Geocode – 16984 – 17-197-8811.16
Lobby & Drive Thru Hours for Both Locations
Monday – Friday: 8 am to 6 pm
Saturday: 8 am to 1 pm
Sunday: Closed
Click here to view our Personal Deposit Products
Click here to view our Business Deposit Products
Click here to view our Business Loan Products
Click here to view our Mortgage Lending Products
Click here to view our Home Equity Line of Credit Products
Click to view Town Center Bank’s Public Disclosure
| Year | Percentage |
|---|---|
| March 31, 2022 | 70.00 |
| June 30,2022 | 60.57 |
| September 30, 2022 | 61.72 |
| December 31, 2023 | 72.15 |
| March 31, 2023 | 86.48 |
| June 30, 2023 | 106.98 |
| September 30, 2023 | 108.11 |
| December 31, 2023 | 98.12 |
* Information obtained from the Uniform Bank Performance Report
Town Center Bank knows your life is full. Streamline banking and bill paying with our state-of-the-art electronic services.
We combine unmatched online/mobile banking, remote and xpress deposit and bill payment with personal community bank service, so you get the very best of both worlds. No matter where, no matter when, you can take care of your finances.
Free Online Banking/ Bill Payment
Access www.towncenterbank.com from your laptop, tablet, smartphone or computer anytime, day or night. Pay bills anytime, anywhere with no checks, no stamps and no hassles. Service available through online and mobile banking.
Free Mobile Banking
Make your banking more convenient with Town Center Bank’s electronic services. You can get started by visiting either community location or contacting us at 815-806-7001 or 815-463-7002.
Click here to view the fee schedule for Personal Deposit Products
Click here to view the fee schedule for Business Deposit Products
Click to view the Facility-Based Assessment Area Map
Click to view Demographics Geographic Area
There have been no written comments about our performance in helping meet community credit needs in the prior two years.
As of 01.31.2021
As of 01.31.2022
As of 01.31.2023
As of 01.31.2024
There have been no branch openings, closings, or moves
As of 01.31.2021
As of 01.31.2022
As of 01.31.2023
As of 01.31.2024
We are currently not HMDA reportable
As of 01.31.2021
As of 01.31.2022
As of 01.31.2023
As of 01.31.2024