Town Center Bank Consumer Mastercards®

At Town Center Bank—Lincoln-Way’s REAL Community Bank—you get the personalized service of a true hometown institution with the same full range of financial products and conveniences offered by the big banks. Our Mastercard® credit cards make it easy to choose the option that fits your lifestyle, whether you prefer low-rate value or flexible rewards. With competitive rates, no annual fees, and extensive benefits, our credit cards give you everything you need to manage purchases confidently and securely.
We make it easy to choose the credit card that is right for you – Value Card or Everything Rewards. It’s the only card you need for everything you need to do.
Consumer Value Card
Features
- No annual fee.
- Low introductory rate for the first six months.*
- Competitive ongoing APR.*
- 25-day interest-free grace period on all purchases. No grace period on cash advances.
Benefits
- 24-hour toll-free live customer assistance available at 888.450.1842.
- Car rental insurance coverage and a host of extraordinary Mastercard® benefits.
- Unlike some card offers, the APR* for purchases and cash advances is the same. We do not charge a higher rate for cash advances.
Fees
- Other fees may be charged, these fees are listed on the downloadable application.
| Extraordinary benefits with Mastercard® including: |
| • Airport Concierge • ID Theft Protection • Global Services • Cell Phone Coverage** • Travel & Lifestyle Services** • Online shopping/delivery discounts** |
| Certain restrictions apply detailed in the applicable benefits brochure received with new credit card. |
| **Premier Plus cardholders only |
Everything Rewards / Premier Plus Card
Features
- Earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month.
- Low introductory rate for first six months.*
- Competitive ongoing APR.*
- No annual fee.
- 25-day interest-free grace period on all purchases. No grace period on cash advances.
Benefits
- Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.
- To view or redeem rewards points, visit www.cardmanager.net or call 888.450.1842.
- 24-hour toll-free live customer assistance available at 888.450.1842.
- ID Theft Protection coverage and a host of extraordinary Mastercard benefits.
- Unlike some card offers, the APR* for purchases and cash advances is the same. We do not charge a higher rate for cash advances.
Fees
- Other fees may be charged, these fees are listed on the downloadable application.
We make it easy to apply!
Click the application button below and securely submit your application online:
Or…
- Download the PDF application.
- Type the information and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen. Paper applications are also available at our local branch office.
- Fax your completed application to the Card Service Center at 877-809-9162.
Or mail your completed application to:
Card Service Center
PO Box 569120
Dallas, TX 75356-9120
*Please see application for information about current APRs and fees.