Stay informed and make confident decisions with Today’s Mortgage Rates at Town Center Bank. Our up-to-date mortgage rate information helps you navigate the home financing process with ease, whether you’re purchasing a new home, refinancing your current mortgage, or exploring home equity options. With competitive rates and tailored solutions, our experienced mortgage lending team is here to guide you every step of the way. Check out the latest rates today and see how Town Center Bank can help make your homeownership goals a reality.
Today’s Mortgage Rates
Last Updated: March 28, 2025
Based on $250,000 Loan and $2,000 Closing Cost
| Term | Rate | APR | Points | Payment | |
| 30-Year Fixed | 6.490% | 6.567% | 0% | $1,578.53 | |
| 20-Year Fixed | 6.0% | 6.10% | 0% | $1,791.08 | |
| 15-Year Fixed | 5.75% | 5.875% | 0% | $2,076.03 | |
| 10-Year Fixed | 5.625% | 5.802% | 0% | $2,728.67 | |
| FHA 30-Year Fixed | 6.00% | 6.075% | 0% | $1,498.88 |
APR is defined as Annual Percentage Rate: Rates and terms are subject to change without notice: Posted rates and APR are calculated with zero points: Conventional rates posted are based on an 80% loan to value ratio; FHA rates posted are based on the maximum allowable loan to value ratio of 96.50%; Cash out refinances may have an increased interest rate; payments do not include amounts for taxes and insurance premiums. If applicable, actual payment may be greater; all offers subject to credit approval.
Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $806,500 for the contiguous state, District of Columbia, and Puerto Rico or below $806,500 for Alaska, Guam, Hawaii, and the Virgin Islands) are calculated based on a loan amount of $250,000 with closing costs of $2,000 , 80% loan to value, 740 credit score, and 30 day rate lock. Your actual APR may be different depending upon these factors.
| Meet our experienced team of mortgage lending experts: |
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 Gina Persiani As Vice President of Mortgage and Consumer Lending, (NMLS#512344) Gina thoroughly understands how to tailor your new purchase loan or refinance for your goals and unique financial situation. With Gina’s personal attention and award-winning speed, you will be clear to close in record time! Contact Gina at g.persiani@towncenterbank.net or call 815-463-7040 |  Frank Toland As Vice President of Residential Mortgage Lending, (NMLS#138479) Frank’s over 30 years of expertise instills confidence in borrowers, ensuring they receive the best deal possible. His extensive knowledge will guide you through every step of the process, from application to closing, providing the support you need for a smooth and successful mortgage experience. Contact Frank at f.toland@towncenterbank.net or call 815-463-7028 |
| Discover the difference personalized service makes—contact Town Center Bank today to explore your options and take the next step toward financial freedom. |