Empowering Local Businesses with Tailored Business Banking Solutions
At Town Center Bank, we’re more than just a financial institution—we’re a true community partner committed to helping local businesses thrive. Our Business Banking solutions are designed to meet the diverse needs of businesses, whether you’re a startup, a growing enterprise, or a well-established company. With options like Small Business Checking, Commercial Checking, Business Interest Checking, and Business Money Market accounts, we provide flexible and competitive tools to help you manage your finances effectively. As a genuine community bank, we take pride in offering personalized service and innovative solutions that support the success of businesses in our local market, because your success is our success.
Town Center Bank Business Checking At-a-Glance
| Account Type | Minimum Opening Deposit | Interest Bearing | Monthly Fee | Account Requirements | Item Charges |
| Small Business Checking | $100.00 | No | $7.00 | Must maintain at least a minimum daily balance of $1,500.00 to avoid monthly fee. | None up to 200 items; after 200 $.50 each |
| Commercial Checking | $100.00 | No | $14.00 | Earning credit applied to combined non-interest account balance to offset all fees. | $0.80 per deposit $0.14 per deposit item $0.19 per debit $0.19 per ACH $0.12 per rolled coin |
| Business Interest Checking | $100.00 | ✔ | $5.00 | Must maintain at least a daily balance of $1,000.00 to earn interest and avoid monthly fee. | None |
| Business Money Market | $2,500 | ✔ | $10.00 | Must maintain at least a daily balance of $2,500.00 to earn interest and avoid monthly fee. | $5.00 Excessive Transaction Fee will be charged for items over allowed transactions. A total of six withrawals by check, draft, debit card, preauthorized or automatic transfers are allowed per statement cycle. |
Protect Your Business from Fraud with Town Center Bank’s Positive Pay
Town Center Bank’s Positive Pay feature helps commercial banking customers prevent check fraud by automatically matching issued checks against those presented for payment. Get a daily email to confirm authorization of commercial banking checks before they clear the bank.
With Town Center Bank’s Positive Pay, your business can ensure enhanced security and accuracy in your transactions, reducing the risk of unauthorized payments. See Town Center Bank about this advanced fraud detection tool designed to safeguard your financial operations.
