Town Center Bank offers a variety of accounts to fit all your Businesses need. View our account offerings by clicking below.
Talk to our Business Deposit expert, Kim Morgan, by emailing her at kim.morgan@towncenterbank.net or give her a call at (815) 806-7007
| Account Type | Minimum Opening Deposit | Interest Bearing | Monthly Fee | Account Requirements | Item Charges |
|---|---|---|---|---|---|
| Small Business Checking | $100.00 | No | $7.00 | Must maintain at least a minimum daily balance of $1,500.00 to avoid monthly fee. | None up to 200 items; after 200 $.50 each |
| Commercial Checking | $100.00 | No | $14.00 | Earning credit applied to combined non-interest account balance to offset all fees. | $0.80 per deposit $0.14 per deposit item $0.19 per debit $0.19 per ACH $0.12 per rolled coin |
| Business Interest Checking | $100.00 | yes | $5.00 | Must maintain at least a daily balance of $1,000.00 to earn interest and avoid monthly fee. | None |
| Business Money Market | $2,500 | yes | $10.00 | Must maintain at least a daily balance of $2,500.00 to earn interest and avoid monthly fee. | $5.00 Excessive Transaction Fee will be charged for items over allowed transactions. A total of six withrawals by check, draft, debit card, preauthorized or automatic transfers are allowed per statement cycle. |
| ATM Account Type | Minimum Opening Deposit | Interest Paid | Account Requirements | Fee | Check or Debit Fee | ATM Access |
|---|---|---|---|---|---|---|
| Business Statement Savings | $100.00 | Monthly | Must maintain at least a daily balance of $250.00 to earn interest and avoid monthly fee. | $3.00 if balance falls below | $5.00 Excessive Transaction Fee will be charged for items over allowed transactions. A total of six withdrawals by check, draft, debit card, preauthorized or automatic transfers are allowed per month. | yes |
| Certificates of Deposit | $1,000.00 | Varies | no | None | None | None |
Town Center Bank provides a wide range of customized, time-saving cash management services to meet the specific needs of your business. Online banking and bill pay are streamlined with our state-of-the-art electronic services.
We combine unmatched online/mobile banking, remote and xpress deposit and bill payment with personal community bank service, so you get the very best of both worlds. No matter where or when, you can take care of your business banking.