Town Center Bank offers a range of checking account options tailored to meet diverse financial needs. The Free Interest Checking account requires a minimum opening deposit of $100 and pays monthly interest on balances of $1,000 or more, with no monthly fees or account requirements. For those who prefer digital banking, our e-Banking account provides a convenient, fee-free online banking experience, requiring a $100 opening deposit.
For customers seeking higher interest rates, the Money Market account requires a $2,500 minimum opening deposit and pays monthly interest on balances equal to or greater than $2,500. To avoid a $10 monthly fee, maintain a daily balance of at least $2,500. This account allows up to six withdrawals per statement cycle, with a $5 fee for each excessive transaction. The Premier Interest Checking account, designed for those with higher balances, requires a $10,000 opening deposit and pays interest on balances equal to or greater than $10,000. Maintaining a daily balance of $10,000 avoids the $20 monthly fee.
All Town Center Bank checking accounts come with free online and mobile banking services, including bill payment, funds transfer, and account alerts. Customers can also utilize Remote/Xpress Deposit to deposit checks electronically from their office or smartphone with same-business-day credit for deposits made by 4 pm CST via express deposit and 5 pm CST via remote deposit. These electronic services enhance banking convenience, allowing customers to manage their finances anytime, anywhere.
Town Center Bank Checking At-a-Glance
| Account Type | Minimum Opening Deposit | Interest Paid | Account Requirements | Monthly Fee (based on the daily account balance) | Check or Debit Fee | ATM Access |
| Free Interest Checking | $100 | Monthly | Interest paid on balances of $1,000.00 and above. | None | None | ✔ |
| e-Banking | $100 | N/A | None | N/A | ✔ | |
| Money Market | $2,500 | Monthly | Interest paid on balances of $2,500.00 and above. | $10.00 if balance falls below $2,500.00 | $5.00 Excessive Transaction Fee will be charged for items over allowed transactions. A total of six withdrawals by check, draft, debit card, preauthorized or automatic transfers are allowed per statement cycle. | No |
| Premier Interest Checking | $10,000 | Monthly | Interest paid on balances of $10,000.00 and above. | $20.00 if balance falls below $10,000.00 | None | ✔ |